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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,381 | $112,121-51.5% | $95,960-43.3% | $158,966-65.8% |
| Participation rate | 78.3% | 79.0%-0.7pp | 77.1%+1.2pp | 82.0%-3.7pp |
| Annual return | 7.76% | 171.16%-163.4pp | 91.63%-83.9pp | 302.95%-295.2pp |
| Employer contribution / active EE | $5,462 | $3,199+70.7% | $2,541+114.9% | $4,762+14.7% |
| Participant deferral / active EE | $5,985 | $4,784+25.1% | $4,167+43.6% | $5,9830% |
| Admin fee / account holder | $1,000 | $10,135-90.1% | $6,797-85.3% | $11,250-91.1% |