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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,421 | $110,379-47.1% | $102,412-43.0% | $145,884-60.0% |
| Participation rate | 40.0% | 77.9%-37.9pp | 74.5%-34.5pp | 80.3%-40.3pp |
| Annual return | 11.37% | 24.84%-13.5pp | 24.94%-13.6pp | 551.85%-540.5pp |
| Employer contribution / active EE | $723 | $4,216-82.9% | $3,870-81.3% | $4,662-84.5% |
| Participant deferral / active EE | $6,129 | $5,622+9.0% | $5,060+21.1% | $6,690-8.4% |
| Admin fee / account holder | $296 | $9,745-97.0% | $8,388-96.5% | $13,392-97.8% |