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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,074 | $106,280-65.1% | $96,538-61.6% | $139,487-73.4% |
| Participation rate | 40.0% | 77.8%-37.8pp | 74.3%-34.3pp | 80.3%-40.3pp |
| Annual return | 30.24% | 38.48%-8.2pp | 35.74%-5.5pp | 373.84%-343.6pp |
| Employer contribution / active EE | $876 | $4,107-78.7% | $3,740-76.6% | $4,755-81.6% |
| Participant deferral / active EE | $7,261 | $5,457+33.1% | $4,880+48.8% | $6,713+8.2% |
| Admin fee / account holder | $127 | $7,888-98.4% | $6,737-98.1% | $11,407-98.9% |