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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,284 | $166,242+5.4% | $165,071+6.2% | $145,884+20.2% |
| Participation rate | 70.8% | 82.0%-11.2pp | 78.6%-7.8pp | 80.3%-9.5pp |
| Annual return | 8.65% | 100.44%-91.8pp | 70.17%-61.5pp | 551.85%-543.2pp |
| Employer contribution / active EE | $964 | $5,283-81.7% | $4,347-77.8% | $4,662-79.3% |
| Participant deferral / active EE | $7,125 | $6,964+2.3% | $6,035+18.1% | $6,690+6.5% |
| Admin fee / account holder | $55,121 | $16,658+230.9% | $12,695+334.2% | $13,392+311.6% |