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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,354 | $99,994+87.4% | $146,647+27.8% | $85,851+118.2% |
| Participation rate | 72.2% | 73.1%-0.8pp | 80.1%-7.9pp | 69.3%+2.9pp |
| Annual return | 10.47% | 18.93%-8.5pp | 22.75%-12.3pp | 318.63%-308.2pp |
| Employer contribution / active EE | $1,044 | $2,559-59.2% | $4,137-74.8% | $2,565-59.3% |
| Participant deferral / active EE | $5,585 | $4,006+39.4% | $5,506+1.4% | $3,952+41.3% |
| Admin fee / account holder | $23,897 | $7,703+210.2% | $10,281+132.5% | $6,261+281.7% |