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| Provider | Service type | Compensation |
|---|---|---|
FIRST CLEARING LLC1+ years Service code 55 · EIN 23-2384840 | Other Commissions | $6,375 |
Service code 25 · EIN 04-2647786 | Directed Trustee | $4,577 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,329 | $53,412-50.7% | $68,509-61.6% | $52,331-49.7% |
| Participation rate | 47.6% | 71.7%-24.0pp | 74.7%-27.1pp | 68.1%-20.5pp |
| Annual return | -0.94% | 3.42%-4.4pp | 8.27%-9.2pp | 4.54%-5.5pp |
| Employer contribution / active EE | $174 | $1,607-89.2% | $2,278-92.3% | $1,882-90.7% |
| Participant deferral / active EE | $1,196 | $2,688-55.5% | $3,382-64.6% | $3,022-60.4% |
| Admin fee / account holder | $44 | $461-90.5% | $5,275-99.2% | $592-92.6% |