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| Provider | Service type | Compensation |
|---|---|---|
MMA SECURITIES LLC4 years Filed as: MMA SECURITIES Service code 27 · EIN 22-3570392 | Advisory (Plan) | $23,617 |
Service code 37 · EIN 04-2647786 | Loan Processing | $407 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,108 | $65,437-9.7% | $86,698-31.8% | $66,949-11.7% |
| Participation rate | 89.7% | 75.5%+14.3pp | 76.6%+13.2pp | 69.8%+19.9pp |
| Annual return | -18.31% | -10.91%-7.4pp | 35.96%-54.3pp | 1.57%-19.9pp |
| Employer contribution / active EE | $1,771 | $2,154-17.8% | $2,837-37.6% | $2,545-30.4% |
| Participant deferral / active EE | $5,495 | $4,102+33.9% | $4,656+18.0% | $4,239+29.6% |
| Admin fee / account holder | $154 | $642-76.0% | $7,492-97.9% | $594-74.1% |