Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $3,450 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,539 | $54,320-71.4% | $67,652-77.0% | $52,331-70.3% |
| Participation rate | 90.2% | 73.6%+16.6pp | 75.7%+14.6pp | 68.1%+22.1pp |
| Annual return | -1.33% | 6.81%-8.1pp | 6625.04%-6626.4pp | 4.54%-5.9pp |
| Employer contribution / active EE | $936 | $1,544-39.4% | $2,266-58.7% | $1,882-50.3% |
| Participant deferral / active EE | $2,923 | $2,950-0.9% | $3,560-17.9% | $3,022-3.3% |
| Admin fee / account holder | $14 | $527-97.3% | $4,821-99.7% | $592-97.6% |