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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,122 | $102,393+3.6% | $147,041-27.8% | $80,911+31.2% |
| Participation rate | 92.8% | 75.9%+16.9pp | 82.2%+10.6pp | 67.6%+25.1pp |
| Annual return | 15.27% | 134.95%-119.7pp | 419.21%-403.9pp | 35.63%-20.4pp |
| Employer contribution / active EE | $584 | $3,715-84.3% | $4,935-88.2% | $2,756-78.8% |
| Participant deferral / active EE | $7,121 | $6,647+7.1% | $8,071-11.8% | $4,297+65.7% |
| Admin fee / account holder | $7,447 | $7,943-6.3% | $13,006-42.7% | $6,935+7.4% |