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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,953 | $85,766+221.8% | $136,297+102.5% | $70,131+293.5% |
| Participation rate | 88.4% | 74.2%+14.2pp | 81.9%+6.5pp | 69.5%+18.8pp |
| Annual return | 17.35% | 31.45%-14.1pp | 5156.16%-5138.8pp | 73.14%-55.8pp |
| Employer contribution / active EE | $11,309 | $2,966+281.3% | $4,696+140.8% | $2,342+382.8% |
| Participant deferral / active EE | $7,666 | $5,051+51.8% | $6,247+22.7% | $3,332+130.1% |
| Admin fee / account holder | $5,681 | $5,420+4.8% | $9,244-38.5% | $4,645+22.3% |