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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,684 | $104,116+22.6% | $71,089+79.6% | $135,380-5.7% |
| Participation rate | 87.0% | 65.7%+21.3pp | 54.6%+32.3pp | 82.6%+4.3pp |
| Annual return | 52.64% | 1256.51%-1203.9pp | 650.65%-598.0pp | 519.81%-467.2pp |
| Employer contribution / active EE | $2,241 | $1,485+50.9% | $1,088+106.1% | $4,779-53.1% |
| Participant deferral / active EE | $4,534 | $2,524+79.7% | $1,873+142.1% | $5,609-19.2% |
| Admin fee / account holder | $19,930 | $4,142+381.2% | $3,082+546.6% | $10,828+84.1% |