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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,904 | $96,691-83.6% | $86,656-81.6% | $139,487-88.6% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 14.88% | 106.87%-92.0pp | 593.09%-578.2pp | 373.84%-359.0pp |
| Employer contribution / active EE | $494 | $3,267-84.9% | $3,025-83.7% | $4,755-89.6% |
| Participant deferral / active EE | $2,674 | $4,838-44.7% | $4,439-39.8% | $6,713-60.2% |
| Admin fee / account holder | $535 | $6,414-91.7% | $5,619-90.5% | $11,407-95.3% |