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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,327 | $109,872-87.0% | $98,483-85.5% | $167,536-91.4% |
| Participation rate | 95.8% | 75.8%+20.0pp | 73.3%+22.5pp | 82.1%+13.7pp |
| Annual return | 13.08% | 1959.31%-1946.2pp | 1494.38%-1481.3pp | 478.82%-465.7pp |
| Employer contribution / active EE | $331 | $3,225-89.7% | $2,961-88.8% | $4,839-93.2% |
| Participant deferral / active EE | $1,966 | $4,673-57.9% | $4,276-54.0% | $6,342-69.0% |
| Admin fee / account holder | $794 | $6,757-88.2% | $5,953-86.7% | $12,315-93.6% |