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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $618,447 | $112,933+447.6% | $90,970+579.8% | $158,982+289.0% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 2.55% | 215.82%-213.3pp | 134.60%-132.0pp | 302.99%-300.4pp |
| Employer contribution / active EE | $14,854 | $2,893+413.4% | $2,122+600.0% | $4,763+211.9% |
| Participant deferral / active EE | $9,590 | $4,128+132.3% | $3,373+184.3% | $5,983+60.3% |
| Admin fee / account holder | $16,288 | $8,047+102.4% | $5,961+173.2% | $11,252+44.8% |