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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $501,056 | $106,923+368.6% | $84,023+496.3% | $152,909+227.7% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | -0.19% | 105.02%-105.2pp | 71.32%-71.5pp | 345.46%-345.7pp |
| Employer contribution / active EE | $15,597 | $2,735+470.2% | $1,984+686.2% | $4,764+227.4% |
| Participant deferral / active EE | $9,423 | $4,013+134.8% | $3,239+190.9% | $5,851+61.0% |
| Admin fee / account holder | $9,620 | $8,289+16.1% | $6,102+57.7% | $11,601-17.1% |