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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY1+ years Filed as: MORGAN STANLEY DOMESTIC Service code 26 · EIN 20-8764829 1300 THAMES ST STE 400 · BALTIMORE, MD 21231 | Advisory (Participants) | $32,069 |
Filed as: JOHN HANCOCK LIFE INS CO. USA Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $2,352 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,786 | $81,948+14.4% | $90,766+3.3% | $64,824+44.7% |
| Participation rate | 99.4% | 80.5%+18.9pp | 75.7%+23.7pp | 71.5%+27.9pp |
| Annual return | -17.62% | -12.53%-5.1pp | -12.16%-5.5pp | 32.84%-50.5pp |
| Employer contribution / active EE | $4,782 | $3,067+55.9% | $2,922+63.7% | $2,507+90.7% |
| Participant deferral / active EE | $8,139 | $4,844+68.0% | $4,565+78.3% | $4,311+88.8% |
| Admin fee / account holder | $178 | $157+13.4% | $8,446-97.9% | $188-5.2% |