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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ALPHA WEALTH MANAGEMENT, LLC Service code 27 220 N SAN JACINTA · HEMET, CA 925434401 | Advisory (Plan) | $15,397 |
Service code 15 · EIN 48-1205033 | Recordkeeping | $6,734 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,890 | $79,449-42.2% | $189,558-75.8% | $85,856-46.5% |
| Participation rate | 54.7% | 66.0%-11.3pp | 78.5%-23.8pp | 69.3%-14.7pp |
| Annual return | 11.53% | 18.45%-6.9pp | 64.19%-52.7pp | 318.58%-307.1pp |
| Employer contribution / active EE | $1,382 | $2,081-33.6% | $4,412-68.7% | $2,565-46.1% |
| Participant deferral / active EE | $2,417 | $4,051-40.3% | $6,174-60.8% | $3,952-38.8% |
| Admin fee / account holder | $471 | $5,377-91.2% | $9,809-95.2% | $6,261-92.5% |