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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,024 | $73,518+97.3% | $63,003+130.2% | $147,585-1.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.8%+25.2pp | 82.8%+17.2pp |
| Annual return | 16.83% | 175.46%-158.6pp | 87.59%-70.8pp | 578.57%-561.7pp |
| Employer contribution / active EE | $5,771 | $3,322+73.7% | $2,760+109.1% | $4,876+18.3% |
| Participant deferral / active EE | $6,073 | $4,183+45.2% | $3,329+82.4% | $5,439+11.7% |
| Admin fee / account holder | $1,316 | $5,952-77.9% | $3,600-63.4% | $10,885-87.9% |