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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,074 | $45,872+37.5% | $77,100-18.2% | $68,490-7.9% |
| Participation rate | 12.2% | 55.9%-43.7pp | 67.9%-55.7pp | 67.9%-55.7pp |
| Annual return | -11.00% | 1.73%-12.7pp | 42.35%-53.3pp | -7.85%-3.1pp |
| Employer contribution / active EE | $347 | $1,650-78.9% | $2,815-87.7% | $2,597-86.6% |
| Participant deferral / active EE | $817 | $2,963-72.4% | $4,430-81.6% | $4,028-79.7% |
| Admin fee / account holder | $98 | $3,041-96.8% | $5,443-98.2% | $5,403-98.2% |