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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,639 | $52,279-12.7% | $89,435-49.0% | $79,856-42.8% |
| Participation rate | 12.2% | 57.5%-45.3pp | 68.0%-55.8pp | 69.6%-57.4pp |
| Annual return | 7.95% | 22.16%-14.2pp | 245.55%-237.6pp | 31.71%-23.8pp |
| Employer contribution / active EE | $273 | $1,572-82.6% | $2,587-89.5% | $2,471-89.0% |
| Participant deferral / active EE | $793 | $2,740-71.1% | $3,890-79.6% | $3,741-78.8% |
| Admin fee / account holder | $92 | $3,356-97.3% | $4,884-98.1% | $5,306-98.3% |