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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $535,950 | $166,089+222.7% | $164,928+225.0% | $145,978+267.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 8.29% | 100.26%-92.0pp | 70.08%-61.8pp | 550.52%-542.2pp |
| Employer contribution / active EE | $19,103 | $5,276+262.1% | $4,343+339.8% | $4,662+309.8% |
| Participant deferral / active EE | $4,542 | $6,961-34.7% | $6,034-24.7% | $6,690-32.1% |
| Admin fee / account holder | $129,112 | $16,641+675.9% | $12,684+917.9% | $13,400+863.5% |