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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,073 | $86,922+53.1% | $102,438+29.9% | $80,874+64.5% |
| Participation rate | 96.2% | 72.4%+23.8pp | 76.5%+19.7pp | 67.6%+28.5pp |
| Annual return | 12.51% | 18.90%-6.4pp | 29.37%-16.9pp | 35.62%-23.1pp |
| Employer contribution / active EE | $4,370 | $2,369+84.4% | $3,024+44.5% | $2,756+58.6% |
| Participant deferral / active EE | $4,331 | $4,119+5.1% | $5,054-14.3% | $4,297+0.8% |
| Admin fee / account holder | $4,956 | $8,050-38.4% | $9,448-47.5% | $6,935-28.5% |