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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,659 | $86,288+29.4% | $111,306+0.3% | $85,851+30.1% |
| Participation rate | 92.2% | 73.3%+18.8pp | 77.3%+14.8pp | 69.3%+22.8pp |
| Annual return | 10.23% | 19.99%-9.8pp | 54.67%-44.4pp | 318.63%-308.4pp |
| Employer contribution / active EE | $367 | $2,044-82.0% | $2,732-86.6% | $2,565-85.7% |
| Participant deferral / active EE | $3,136 | $3,641-13.9% | $4,488-30.1% | $3,952-20.7% |
| Admin fee / account holder | $5,283 | $8,189-35.5% | $7,966-33.7% | $6,261-15.6% |