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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE FENNER AND SM Service code 33 · EIN 13-5674085 | Securities brokerage | $277,155 |
ADP BROKER-DEALER1 year Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $55 |
ADP BROKER-DEALER1 year Service code 49 · EIN 22-3319984 | Other Services | $0 |
Service code 49 5796 ARMADA DRIVE SUITE 200 · CARLSBAD, CA 92008 | Other Services | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,773 | $65,118+64.0% | $76,768+39.1% | $55,725+91.6% |
| Participation rate | 96.8% | 79.6%+17.2pp | 77.0%+19.9pp | 70.9%+26.0pp |
| Annual return | 5.44% | -1.27%+6.7pp | 2.43%+3.0pp | 244.93%-239.5pp |
| Employer contribution / active EE | $3,782 | $1,941+94.8% | $2,485+52.2% | $2,078+82.0% |
| Participant deferral / active EE | $4,124 | $3,688+11.8% | $3,852+7.1% | $3,356+22.9% |
| Admin fee / account holder | $1,067 | $116+820.8% | $6,675-84.0% | $115+826.3% |