Retirement plan

THE EMPLOYEES 401K PLAN OF MARK CHRISTOPHER CHEVROLET, INC.

Name: MARK CHRISTOPHER CHEVROLET, INC. - THE EMPLOYEES 401K PLAN OF MARK CHRISTOPHER CHEVROLET, INC. (2017) Form 5500
Creator: MARK CHRISTOPHER CHEVROLET, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE EMPLOYEES 401K PLAN OF MARK CHRISTOPHER CHEVROLET, INC., MARK CHRISTOPHER CHEVROLET, INC.

MARK CHRISTOPHER CHEVROLET, INC.EIN 95-2546495Plan #001PY 2017

2131 CONVENTION CENTER WAY - ONTARIO, CA 917644452909-390-2900LinkedIn1-10 employeesretail

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$8.6M

+20.2% from 2016

Total participants

415

+5.1% from 2016

Average account balance

$54,358

+16.4% from 2016

Annual return

17.74%

+9.67 pp from 2016

Benchmarks

See 1,218 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants250-999

Cohort1,218 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$11.60M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$72K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

162

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

44.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$611K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.59%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$432

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
LPL FINANCIAL3+ years Filed as: LPL FINANCIAL LLC Service code 27 · EIN 95-2834236	Advisory (Plan)	$23,715
MASSACHUSETTS MUTUAL LIFE INS. CO.3+ years Filed as: MASSMUTUAL RETIREMENT SERVICES Service code 15 · EIN 26-1589907	Recordkeeping	$2,060
ACTUARIAL BENEFITS CORP2 years Service code 15 · EIN 20-1054428 2790 SKYPARK DRIVE, SUITE 300 · TORRANCE, CA 90505	Recordkeeping	$1,140
RELIANCE TRUST COMPANY3+ years Service code 19 · EIN 58-1428634	Securities Custodian	$0

Plan features & details

Pension benefit codes2G2F2T2J3D3H

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$3K

$9 / participant

Other / not subdivided$3K100.0%

% of EOY assets

0.037%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ROGERS, CLEM AND COMPANY
Auditor EIN: 952694521
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$54,358

$48,064+13.1%

$78,778-31.0%

$69,631-21.9%

Participation rate

28.0%

61.6%-33.6pp

69.2%-41.2pp

70.7%-42.7pp

Annual return

17.74%

21.81%-4.1pp

35.62%-17.9pp

27571.02%-27553.3pp

Employer contribution / active EE

$744-100.0%

$1,986-100.0%

$2,032-100.0%

Participant deferral / active EE

$1,732

$2,079-16.7%

$2,958-41.5%

$3,224-46.3%

Admin fee / account holder

$20

$152-86.7%

$5,134-99.6%

$110-81.7%

Provider

Service type

Compensation

LPL FINANCIAL3+ years

Filed as: LPL FINANCIAL LLC

Service code 27 · EIN 95-2834236

Advisory (Plan)

$23,715

MASSACHUSETTS MUTUAL LIFE INS. CO.3+ years

Filed as: MASSMUTUAL RETIREMENT SERVICES

Service code 15 · EIN 26-1589907

Recordkeeping

$2,060

ACTUARIAL BENEFITS CORP2 years

Service code 15 · EIN 20-1054428

2790 SKYPARK DRIVE, SUITE 300 · TORRANCE, CA 90505

Recordkeeping

$1,140

RELIANCE TRUST COMPANY3+ years

Service code 19 · EIN 58-1428634

Securities Custodian

THE EMPLOYEES 401K PLAN OF MARK CHRISTOPHER CHEVROLET, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE EMPLOYEES 401K PLAN OF MARK CHRISTOPHER CHEVROLET, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion