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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,505 | $77,816-3.0% | $123,552-38.9% | $64,173+17.7% |
| Participation rate | 96.7% | 74.7%+22.0pp | 82.3%+14.4pp | 69.6%+27.1pp |
| Annual return | -4.77% | 12.49%-17.3pp | 119.20%-124.0pp | 7.63%-12.4pp |
| Employer contribution / active EE | $598 | $3,014-80.2% | $4,628-87.1% | $2,381-74.9% |
| Participant deferral / active EE | $5,607 | $5,240+7.0% | $6,426-12.7% | $3,470+61.6% |
| Admin fee / account holder | $4,661 | $5,519-15.5% | $9,285-49.8% | $4,887-4.6% |