Retirement plan

EL & EL WOOD PRODUCTS EXECUTIVE 401(K) PROFIT SHARING PLAN

Name: EL & EL WOOD PRODUCTS CORP. - EL & EL WOOD PRODUCTS EXECUTIVE 401(K) PROFIT SHARING PLAN (2015) Form 5500
Creator: EL & EL WOOD PRODUCTS CORP.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EL & EL WOOD PRODUCTS EXECUTIVE 401(K) PROFIT SHARING PLAN, EL & EL WOOD PRODUCTS CORP.

EL & EL WOOD PRODUCTS CORP.EIN 95-2510952Plan #002PY 2015

6011 SCHAEFER AVENUE - CHINO, CA 91710909-591-0339

Other plans on this EIN

2 filings

#003Retirement-$1.1M assets #004Retirement-$956K assets

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$4.2M

No prior year

Total participants

107

No prior year

Average account balance

$44,439

No prior year

Annual return

-0.79%

No prior year

Benchmarks

See 2,111 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants100-249

Cohort2,111 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$865K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$3K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

260

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.31%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2F2G3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$108K

$1017 / participant

Other / not subdivided$108K100.0%

% of EOY assets

2.554%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$44,439

$57,108-22.2%

$94,229-52.8%

$52,331-15.1%

Participation rate

88.7%

72.9%+15.8pp

78.8%+9.9pp

68.1%+20.6pp

Annual return

-0.79%

1.47%-2.3pp

10.68%-11.5pp

4.54%-5.3pp

Employer contribution / active EE

$7,312

$1,735+321.4%

$3,587+103.9%

$1,882+288.6%

Participant deferral / active EE

$1,882

$3,040-38.1%

$4,320-56.4%

$3,022-37.7%

Admin fee / account holder

$1,135

$546+107.7%

$6,269-81.9%

$592+91.8%

EL & EL WOOD PRODUCTS EXECUTIVE 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EL & EL WOOD PRODUCTS EXECUTIVE 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion