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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,337 | $116,462-66.2% | $174,595-77.5% | $116,462-66.2% |
| Participation rate | 87.9% | 74.7%+13.2pp | 85.1%+2.8pp | 74.7%+13.2pp |
| Annual return | 21.46% | 15.65%+5.8pp | 6861.22%-6839.8pp | 15.65%+5.8pp |
| Employer contribution / active EE | $1,986 | $3,231-38.5% | $3,630-45.3% | $3,231-38.5% |
| Participant deferral / active EE | $2,620 | $3,836-31.7% | $4,379-40.2% | $3,836-31.7% |
| Admin fee / account holder | $2,360 | $12,754-81.5% | $10,352-77.2% | $12,754-81.5% |