Retirement plan

MASADA HOMES RETIREMENT PLAN

Name: COUNSELING RESEARCH & ASSOCIATES DBA MASADA HOMES - MASADA HOMES RETIREMENT PLAN (2016) Form 5500
Creator: COUNSELING RESEARCH & ASSOCIATES DBA MASADA HOMES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MASADA HOMES RETIREMENT PLAN, COUNSELING RESEARCH & ASSOCIATES DBA MASADA HOMES

COUNSELING RESEARCH & ASSOCIATES DBA MASADA HOMESEIN 95-2479348Plan #001PY 2016

108 W. VICTORIA STREET - GARDENA, CA 90248310-715-2020

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$3.3M

+14.5% from 2015

Total participants

207

+13.7% from 2015

Average account balance

$25,558

-1.6% from 2015

Annual return

6.71%

+8.34 pp from 2015

Benchmarks

See 5,140 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,140 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.97M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$52K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

171

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

62.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$817K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.14%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$250

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
TRANSAMERICA RETIREMENT SOLUTIONS2+ years Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781	Recordkeeping	$17,727
BENEFIT EQUITY, INC.2+ years Filed as: BENEFIT EQUITY INC. Service code 15 · EIN 33-0384246	Recordkeeping	$0
MORGAN STANLEY SMITH BARNEY2+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 22 · EIN 26-4310632	Insurance Broker	$0

Plan features & details

Pension benefit codes2E2F2G2J2K

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$17K

$100 / participant

Other / not subdivided$17K100.0%

% of EOY assets

0.524%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HARRINGTON GROUP CPAS, LLP
Auditor EIN: 334557617
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$25,558

$46,732-45.3%

$156,551-83.7%

$55,167-53.7%

Participation rate

54.1%

65.8%-11.7pp

84.0%-29.9pp

69.0%-14.9pp

Annual return

6.71%

17.72%-11.0pp

32.23%-25.5pp

169.23%-162.5pp

Employer contribution / active EE

$705

$2,105-66.5%

$5,501-87.2%

$1,963-64.1%

Participant deferral / active EE

$1,905

$2,204-13.6%

$4,871-60.9%

$3,054-37.6%

Admin fee / account holder

$134

$418-68.0%

$13,028-99.0%

$504-73.4%

Provider

Service type

Compensation

TRANSAMERICA RETIREMENT SOLUTIONS2+ years

Filed as: TRANSAMERICA LIFE INSURANCE COMPANY

Service code 15 · EIN 39-0989781

Recordkeeping

$17,727

BENEFIT EQUITY, INC.2+ years

Filed as: BENEFIT EQUITY INC.

Service code 15 · EIN 33-0384246

Recordkeeping

MORGAN STANLEY SMITH BARNEY2+ years

Filed as: MORGAN STANLEY SMITH BARNEY LLC

Service code 22 · EIN 26-4310632

Insurance Broker

MASADA HOMES RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MASADA HOMES RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion