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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,934 | $197,819-13.6% | $155,789+9.7% | $125,389+36.3% |
| Participation rate | 50.0% | 82.1%-32.1pp | 76.1%-26.1pp | 83.2%-33.2pp |
| Annual return | 3.06% | 86.73%-83.7pp | 71.54%-68.5pp | 282.24%-279.2pp |
| Employer contribution / active EE | $1,800 | $4,850-62.9% | $3,839-53.1% | $4,866-63.0% |
| Participant deferral / active EE | $5,390 | $5,631-4.3% | $4,798+12.3% | $5,352+0.7% |
| Admin fee / account holder | $0 | $9,544-100.0% | $7,477-100.0% | $9,541-100.0% |