See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 64 · EIN 04-1590850 | Recordkeeping Fees | $47,253 |
SHUSTER ADVISORY GROUP, LLC2 years Service code 27 · EIN 46-4984194 | Advisory (Plan) | $32,967 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 · EIN 84-0965407 8515 EAST ORCHARD RD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $8,621 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,136 | $56,503+6.4% | $70,092-14.2% | $64,808-7.2% |
| Participation rate | 48.5% | 70.5%-22.0pp | 70.5%-22.0pp | 71.5%-23.0pp |
| Annual return | -12.35% | -13.44%+1.1pp | 190.73%-203.1pp | 32.82%-45.2pp |
| Employer contribution / active EE | $713 | $2,046-65.2% | $2,559-72.1% | $2,506-71.6% |
| Participant deferral / active EE | $2,857 | $3,389-15.7% | $3,849-25.8% | $4,310-33.7% |
| Admin fee / account holder | $374 | $160+133.5% | $6,267-94.0% | $188+99.4% |