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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,555 | $108,825+166.1% | $156,181+85.4% | $82,448+251.2% |
| Participation rate | 94.1% | 72.4%+21.8pp | 78.8%+15.3pp | 68.1%+26.0pp |
| Annual return | 13.90% | 20.59%-6.7pp | 64.87%-51.0pp | 41.64%-27.7pp |
| Employer contribution / active EE | $1,814 | $2,870-36.8% | $4,294-57.7% | $2,551-28.9% |
| Participant deferral / active EE | $7,701 | $4,577+68.2% | $6,132+25.6% | $4,139+86.1% |
| Admin fee / account holder | $9,887 | $9,341+5.8% | $14,586-32.2% | $7,234+36.7% |