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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,588 | $124,346-88.3% | $111,308-86.9% | $167,536-91.3% |
| Participation rate | 93.3% | 79.6%+13.7pp | 77.3%+16.0pp | 82.1%+11.2pp |
| Annual return | 10.67% | 37.45%-26.8pp | 54.67%-44.0pp | 478.82%-468.1pp |
| Employer contribution / active EE | $0 | $3,437-100.0% | $2,732-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $4,494 | $5,182-13.3% | $4,487+0.1% | $6,342-29.1% |
| Admin fee / account holder | $921 | $10,621-91.3% | $7,965-88.4% | $12,315-92.5% |