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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,287 | $112,131-91.7% | $95,964-90.3% | $158,982-94.2% |
| Participation rate | 93.8% | 79.0%+14.8pp | 77.1%+16.7pp | 82.0%+11.8pp |
| Annual return | 10.64% | 171.19%-160.5pp | 91.64%-81.0pp | 302.99%-292.4pp |
| Employer contribution / active EE | $0 | $3,199-100.0% | $2,541-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $2,695 | $4,784-43.7% | $4,167-35.3% | $5,983-55.0% |
| Admin fee / account holder | $3,146 | $10,136-69.0% | $6,797-53.7% | $11,252-72.0% |