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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,045 | $86,938+238.2% | $102,423+187.1% | $80,925+263.4% |
| Participation rate | 97.2% | 72.4%+24.8pp | 76.5%+20.7pp | 67.7%+29.6pp |
| Annual return | 15.65% | 18.89%-3.2pp | 29.42%-13.8pp | 35.65%-20.0pp |
| Employer contribution / active EE | $4,114 | $2,369+73.6% | $3,023+36.1% | $2,756+49.3% |
| Participant deferral / active EE | $8,189 | $4,120+98.7% | $5,054+62.0% | $4,299+90.5% |
| Admin fee / account holder | $40,726 | $8,053+405.8% | $9,455+330.8% | $6,940+486.8% |