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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,045 | $86,949+238.2% | $102,460+187.0% | $80,959+263.2% |
| Participation rate | 97.2% | 72.4%+24.8pp | 76.5%+20.7pp | 67.7%+29.6pp |
| Annual return | 15.65% | 18.89%-3.2pp | 29.47%-13.8pp | 35.67%-20.0pp |
| Employer contribution / active EE | $4,114 | $2,370+73.6% | $3,025+36.0% | $2,757+49.2% |
| Participant deferral / active EE | $8,189 | $4,121+98.7% | $5,056+62.0% | $4,300+90.4% |
| Admin fee / account holder | $40,726 | $8,048+406.1% | $9,460+330.5% | $6,925+488.1% |