Retirement plan

SAGE PUBLICATIONS, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Name: SAGE PUBLICATIONS, INC. - SAGE PUBLICATIONS, INC. 401(K) PROFIT SHARING PLAN AND TRUST (2015) Form 5500
Creator: SAGE PUBLICATIONS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SAGE PUBLICATIONS, INC. 401(K) PROFIT SHARING PLAN AND TRUST, SAGE PUBLICATIONS, INC.

SAGE PUBLICATIONS, INC.EIN 95-2454902Plan #002PY 2015

2455 TELLER ROAD - THOUSAND OAKS, CA 913202218805-499-0721thesagenews.comLinkedIn1-10 employeesmedia production

Prospect flagsNo flags tripped

Top hat statement on fileNQDC

Filed September 29, 2017 (most recent of 2 filings on file)

Plan administrator

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2455 Teller Road

Thousand Oaks State: CA Zip Code: 91320

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Plans declared (1)

SAGE Publications, Inc. Nonqualified Deferred Compensation Plan20 emp

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How to read this page

Total assets (EOY)

$52.3M

No prior year

Total participants

851

No prior year

Average account balance

$64,932

No prior year

Annual return

1.26%

No prior year

Benchmarks

See 495 peers

Peer group

Industry51 - Information

Plan typeDefined contribution

Participants250-999

Cohort495 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$149.83M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$154K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

973

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$11.80M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$16K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.08%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$207

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
VOYA RETIREMENT INSURANCE & ANNUITY1+ years Filed as: VOYA RETIREMENT INS AND ANNUITY CO Service code 26 · EIN 71-0294708 7337 E. DOUBLETREE RANCH ROAD · SCOTTSDALE, AZ 85258	Advisory (Participants)	$42,078
MORNINGSTAR1+ years Service code 26 · EIN 36-3297908 7337 E. DOUBLETREE RANCH ROAD · SCOTTSDALE, AZ 85258	Advisory (Participants)	$34,969
HOLTHOUSE CARLIN & VAN TRIGT LLP1+ years Service code 10 · EIN 95-4345526 400 W. VENTURA BLVD., SUITE 250 · CAMARILLO, CA 93010	Accounting	$9,750
THE RYDING COMPANY1+ years Service code 99 · EIN 95-3497679 2659 TOWNSGATE ROAD, SUITE 101 · WESTLAKE VILLAGE, CA 91361	Other Fees	$8,331

Plan features & details

Pension benefit codes2E2F2G2J2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$46K

$70 / participant

Contract admin$46K100.0%

% of EOY assets

0.089%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HOLTHOUSE CARLIN & VAN TRIGT LLP
Auditor EIN: 954345526
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$64,932

$55,182+17.7%

$73,309-11.4%

$55,191+17.6%

Participation rate

93.2%

73.9%+19.2pp

74.9%+18.3pp

69.2%+24.0pp

Annual return

1.26%

8.55%-7.3pp

5.67%-4.4pp

10.78%-9.5pp

Employer contribution / active EE

$1,670

$1,935-13.7%

$3,237-48.4%

$1,899-12.0%

Participant deferral / active EE

$5,816

$4,641+25.3%

$4,991+16.5%

$3,046+90.9%

Admin fee / account holder

$58

$68-15.8%

$5,635-99.0%

$91-36.5%

Provider

Service type

Compensation

VOYA RETIREMENT INSURANCE & ANNUITY1+ years

Filed as: VOYA RETIREMENT INS AND ANNUITY CO

Service code 26 · EIN 71-0294708

7337 E. DOUBLETREE RANCH ROAD · SCOTTSDALE, AZ 85258

Advisory (Participants)

$42,078

MORNINGSTAR1+ years

Service code 26 · EIN 36-3297908

7337 E. DOUBLETREE RANCH ROAD · SCOTTSDALE, AZ 85258

Advisory (Participants)

$34,969

HOLTHOUSE CARLIN & VAN TRIGT LLP1+ years

Service code 10 · EIN 95-4345526

400 W. VENTURA BLVD., SUITE 250 · CAMARILLO, CA 93010

Accounting

$9,750

THE RYDING COMPANY1+ years

Service code 99 · EIN 95-3497679

2659 TOWNSGATE ROAD, SUITE 101 · WESTLAKE VILLAGE, CA 91361

Other Fees

$8,331

SAGE PUBLICATIONS, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SAGE PUBLICATIONS, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion