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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,410 | $99,011+58.0% | $86,582+80.6% | $147,586+6.0% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 34.18% | 1312.75%-1278.6pp | 965.08%-930.9pp | 578.59%-544.4pp |
| Employer contribution / active EE | $11,146 | $3,132+255.9% | $2,839+292.5% | $4,876+128.6% |
| Participant deferral / active EE | $7,326 | $3,972+84.4% | $3,609+103.0% | $5,439+34.7% |
| Admin fee / account holder | $2,382 | $5,709-58.3% | $4,904-51.4% | $10,886-78.1% |