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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,401 | $67,411+307.1% | $91,004+201.5% | $70,126+291.3% |
| Participation rate | 100.0% | 71.4%+28.6pp | 75.6%+24.4pp | 69.5%+30.5pp |
| Annual return | 8.48% | -40.16%+48.6pp | 4.60%+3.9pp | 73.15%-64.7pp |
| Employer contribution / active EE | $11,533 | $1,786+545.8% | $2,456+369.7% | $2,343+392.3% |
| Participant deferral / active EE | $2,261 | $2,823-19.9% | $3,548-36.3% | $3,332-32.1% |
| Admin fee / account holder | $26,232 | $4,236+519.2% | $5,417+384.2% | $4,645+464.7% |