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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,006 | $58,828+333.5% | $78,002+226.9% | $62,881+305.5% |
| Participation rate | 100.0% | 71.1%+28.9pp | 75.5%+24.5pp | 69.3%+30.7pp |
| Annual return | 1.85% | 17.16%-15.3pp | 425.99%-424.1pp | 20.14%-18.3pp |
| Employer contribution / active EE | $11,542 | $1,672+590.5% | $2,470+367.3% | $2,281+406.0% |
| Participant deferral / active EE | $3,110 | $2,686+15.8% | $3,497-11.1% | $3,203-2.9% |
| Admin fee / account holder | $13,301 | $4,393+202.8% | $5,481+142.7% | $4,296+209.6% |