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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,765 | $103,008+45.4% | $90,304+65.8% | $152,897-2.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 0.53% | 95.22%-94.7pp | 78.13%-77.6pp | 345.43%-344.9pp |
| Employer contribution / active EE | $22,714 | $3,139+623.5% | $2,855+695.6% | $4,764+376.8% |
| Participant deferral / active EE | $735 | $4,281-82.8% | $3,885-81.1% | $5,851-87.4% |
| Admin fee / account holder | $1,461 | $6,175-76.3% | $5,354-72.7% | $11,599-87.4% |