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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,215 | $67,606+163.6% | $82,313+116.5% | $70,124+154.1% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 4.89% | 21.57%-16.7pp | 25.88%-21.0pp | 73.14%-68.3pp |
| Employer contribution / active EE | $6,502 | $1,755+270.5% | $2,428+167.8% | $2,342+177.6% |
| Participant deferral / active EE | $3,196 | $2,987+7.0% | $3,706-13.8% | $3,332-4.1% |
| Admin fee / account holder | $40,198 | $4,512+790.9% | $5,608+616.8% | $4,645+765.3% |