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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,284 | $60,349+187.1% | $74,184+133.6% | $62,881+175.6% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 2.55% | 21.38%-18.8pp | 17.74%-15.2pp | 20.14%-17.6pp |
| Employer contribution / active EE | $5,419 | $1,680+222.5% | $2,370+128.7% | $2,281+137.6% |
| Participant deferral / active EE | $2,638 | $2,856-7.6% | $3,550-25.7% | $3,203-17.6% |
| Admin fee / account holder | $1,412 | $4,261-66.9% | $5,586-74.7% | $4,296-67.1% |