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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,476 | $95,404+163.6% | $113,397+121.8% | $82,637+204.3% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 11.68% | 19.08%-7.4pp | 23.20%-11.5pp | 53.51%-41.8pp |
| Employer contribution / active EE | $10,996 | $2,307+376.7% | $2,977+269.4% | $2,552+330.9% |
| Participant deferral / active EE | $12,134 | $4,220+187.6% | $5,076+139.0% | $4,126+194.1% |
| Admin fee / account holder | $34,813 | $9,168+279.7% | $11,957+191.2% | $7,339+374.4% |