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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,258 | $138,102+168.1% | $125,381+195.3% | $134,532+175.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.31% | 750.73%-768.0pp | 572.31%-589.6pp | 418.27%-435.6pp |
| Employer contribution / active EE | $945 | $5,245-82.0% | $4,815-80.4% | $4,741-80.1% |
| Participant deferral / active EE | $15,705 | $7,801+101.3% | $7,448+110.9% | $6,401+145.4% |
| Admin fee / account holder | $243,132 | $11,568+2001.8% | $10,007+2329.6% | $11,429+2027.4% |