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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,313 | $150,447+59.1% | $136,298+75.6% | $147,586+62.2% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 17.42% | 1049.15%-1031.7pp | 5156.27%-5138.9pp | 578.59%-561.2pp |
| Employer contribution / active EE | $2,568 | $5,256-51.1% | $4,696-45.3% | $4,876-47.3% |
| Participant deferral / active EE | $11,234 | $6,631+69.4% | $6,247+79.8% | $5,439+106.6% |
| Admin fee / account holder | $6,312 | $10,906-42.1% | $9,244-31.7% | $10,886-42.0% |