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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,729 | $54,370+397.9% | $82,763+227.1% | $68,490+295.3% |
| Participation rate | 98.5% | 63.9%+34.6pp | 72.6%+25.9pp | 67.9%+30.6pp |
| Annual return | -16.00% | -13.67%-2.3pp | 702.45%-718.5pp | -7.85%-8.1pp |
| Employer contribution / active EE | $14,360 | $2,219+547.1% | $3,008+377.3% | $2,597+453.0% |
| Participant deferral / active EE | $11,534 | $3,247+255.2% | $4,395+162.4% | $4,028+186.4% |
| Admin fee / account holder | $9,833 | $4,398+123.6% | $5,325+84.7% | $5,403+82.0% |