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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,856 | $65,434+396.5% | $98,483+229.9% | $85,847+278.4% |
| Participation rate | 95.8% | 65.0%+30.8pp | 73.3%+22.5pp | 69.3%+26.5pp |
| Annual return | 15.88% | 21.75%-5.9pp | 1494.38%-1478.5pp | 318.61%-302.7pp |
| Employer contribution / active EE | $12,266 | $2,169+465.5% | $2,961+314.3% | $2,565+378.1% |
| Participant deferral / active EE | $10,270 | $3,168+224.2% | $4,276+140.2% | $3,952+159.9% |
| Admin fee / account holder | $21,300 | $4,595+363.5% | $5,953+257.8% | $6,261+240.2% |