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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,357 | $138,078+26.3% | $125,363+39.1% | $134,509+29.6% |
| Participation rate | 87.5% | 84.5%+3.0pp | 82.4%+5.1pp | 81.2%+6.3pp |
| Annual return | -16.90% | 750.49%-767.4pp | 572.15%-589.1pp | 418.13%-435.0pp |
| Employer contribution / active EE | $0 | $5,245-100.0% | $4,815-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $6,924 | $7,800-11.2% | $7,447-7.0% | $6,400+8.2% |
| Admin fee / account holder | $8,455 | $11,566-26.9% | $10,005-15.5% | $11,427-26.0% |