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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,297 | $92,684-29.5% | $82,706-21.0% | $134,509-51.5% |
| Participation rate | 61.1% | 75.2%-14.1pp | 72.6%-11.4pp | 81.2%-20.1pp |
| Annual return | -15.62% | 945.84%-961.5pp | 701.76%-717.4pp | 418.13%-433.8pp |
| Employer contribution / active EE | $323 | $3,272-90.1% | $3,007-89.3% | $4,741-93.2% |
| Participant deferral / active EE | $1,293 | $4,800-73.1% | $4,394-70.6% | $6,400-79.8% |
| Admin fee / account holder | $5,479 | $5,982-8.4% | $5,329+2.8% | $11,427-52.1% |