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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,980 | $75,959+10.6% | $154,114-45.5% | $64,181+30.8% |
| Participation rate | 52.6% | 70.4%-17.8pp | 83.0%-30.4pp | 69.6%-16.9pp |
| Annual return | -1.58% | 30.32%-31.9pp | 735.16%-736.7pp | 7.63%-9.2pp |
| Employer contribution / active EE | $0 | $3,350-100.0% | $5,298-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $3,772 | $3,175+18.8% | $5,081-25.8% | $3,470+8.7% |
| Admin fee / account holder | $6,950 | $5,589+24.4% | $13,411-48.2% | $4,887+42.2% |